HOW DO I START?
First, determine your protection needs, such as your basic cover and other optional benefits. Then decide on an affordable amount to set aside every month. With PRUlife ready, you can start securing your future from as little as RM100 a month (subject to underwriting, excluding premiums paid for PRUsaver/ PRUlifestyle saver and subject to policy terms & conditions).
WHAT ARE THE OPTIONAL BENEFITS?
1) Health & Medical Covers
Cover your essential medical needs with PRUmedic essential for expenses incurred in the event of hospitalization or when a surgery is done. Alternatively, you can attach PRUhealth and its optional benefits. PRUhealth is a plan that provides comprehensive medical coverage by reimbursing your medical expenses incurred in the event of hospitalisation and rewards you with No Claims Bonus (NCB) if you do not make any claims for the year. However, you can only choose either PRUmedic essential or PRUhealth.
2) Accident Covers
Get comprehensive coverage for death and injuries due to accident.
3) Critical Illness Covers
Take care of you in the event you are diagnosed with a critical illness.
4) Payor Covers
Pays for your plan if you or your spouse suffers from total & permanent disability or critical illness or when your spouse dies.
5) Disability Covers
Take care of you if you suffer from total & permanent disability by providing you annual income to cover for your expenses.
6) Female Illness Covers
Provide protection against financial impacts arising from female illnesses, pregnancy care or infant congenital illnesses.
