PRUmy child gives you : -
...COMPLETE PROTECTION for every stage of your child's life...even BEFORE BIRTH
...ENHANCEMENT to your child's plan with NEW & EXTENDED range of covers
...ADDITIONAL PROTECTION for PARENTS
...Planting the seeds towards a SECURE EDUCATION FUND for your child
PRUmy child is a regular premium investment-linked insurance plan that serves to fulfill the protection needs of you and your child, allowing you to plan ahead for his future.....today.
...COMPLETE PROTECTION for every stage of your child's life...even BEFORE BIRTH
...ENHANCEMENT to your child's plan with NEW & EXTENDED range of covers
...ADDITIONAL PROTECTION for PARENTS
...Planting the seeds towards a SECURE EDUCATION FUND for your child
PRUmy child is a regular premium investment-linked insurance plan that serves to fulfill the protection needs of you and your child, allowing you to plan ahead for his future.....today.
The Benefits available in this plan (for the child)
Should the unfortunate happen to your child, such as death, the benefit payable is the: - Sum assured & total value of units in the account.
Should your child suffer from Total and Permanent Disability (TPD): -
(a) before the age of 16 years, the maximum sum assured is payable
(subject to RM500,000.00 per life); or
(b) after age 16 years but prior to age 70, the maximum sum assured is payable (subject to a total of RM4 million per life)
In the event of TPD, the sum assured is payable subject to a maximum lump sum of RM1 million upon claim. The balance of the sum assured will be paid upon the first anniversary of the TPD, upon earlier death, the balance of any sum assured will be paid immediately.
Upon Maturity of plan
Value of all units in the account is payable when your child reaches the age of 100 years on his next birthday.
Upon surrender
Value of units in the account at the points of surrender.
For a pregnant mother
It's never too early to start protection with PRUearly start or PRUbest start benefit that offers Child Care Benefit and Pregnancy Care Benefit for pregnant mothers and their unborn child. You can take up this plan for your unborn child as early as 18 weeks into your pregnancy or for your child who is bewteen 1-18 years of age on his next birthday. The parent must be between 18-60 years old owns the policy and is able to adapt it as they see fit for the benefit of the child.
Enhance the coverage
With additional premium, you can extend the PRUmy child plan beyond the ordinary by attaching any of the optional/add-on covers that will insure your child and loved ones against unexpected events.
- Critical illness Cover
- Income Cover
- Payor Cover
- Parent Cover
- Accident Cover
- Health and Medical Cover
Child's Education Fund
