Thursday, July 7, 2011

What is worth knowing is that if you do have a pre-existing health condition, there are different types of pre-existing conditions, some of them are more common than others, the most common ones include pregnancy, arthritis, diabetes, and obesity. Some insurance providers will provide you with the coverage you require. However there may be certain restrictions that you will have to abide by.

It is not uncommon for the Insurance co to require that new insured persons must undergo a waiting period before their pre-existing conditions will be covered under the new policy. The waiting period for most policies is 3 to 12 months. This means that the company will not pay any of your medical expenses during this time period that are associated with your condition.

Finding health insurance with a pre-existing condition may take you longer to find but there are options out there. Be prepared however to have to deal with a waiting period before your coverage begins and to pay more than someone who does not have such a condition to contend with.